Wednesday, September 5, 2007

Low Cost Car Insurance

Installing anti-theft devices on your vehicle can do much to help you get low cost car insurance. The value of your car and the money it would take to replace your car is one factor as to the cost of your car insurance.

There are some cars which may not ever truly qualify for low cost car insurance. These vehicles are on the top of the list for being targeted by car thieves. These vehicles are usually sports cars and high dollar vehicles. If you want low cost car insurance and you have a high risk vehicle, you should consider installing anti-theft devices or getting a lower profile vehicle.

Someone who wants to steal a car wants to do it quick. Anything that you can do which would deter a car thief should be done. Here are some tips that would deter a potential car thief from targeting your vehicle.

* Always lock your car and take your keys with you.

* Make sure your windows are up and that your sunroof is closed.

* Do not ever leave a spare key in your vehicle. Thieves are pretty clever at finding where they are hiding.

* Keep your registration and proof of insurance in your car. You should also keep a copy of these at your home.

* Do not ever leave your motor running if you are not in your car. In the winter people are more likely to warm up their cars and go back inside their homes. If you have a high risk vehicle you are taking a great risk by leaving your car unattended, even if it is on your own driveway.

* When you have to park your car somewhere and leave it, you should search out well-traveled areas that are under lights to park your car. Turn your wheels toward the curb and set the brake. If your car is a stick shift, you should set it in reverse or first gear.

* Put something like "The Club" in place in your vehicle so a would-be thief can easily see that your car is not an easy mark.

* Don't simply depend on a car alarm. Many people ignore them.