Monday, January 21, 2008

Insurance For Mexico:Keep Your Piece Of Mind on Vacation!

Mexico offers some of the most excellent places to explore while visiting, whether you enjoy sandy beaches, shopping, sightseeing or the sunsets in the desert.

When you live in a state that borders Mexico, you may drive there often and it is in your best interest to purchase a Mexican auto insurance policy. There may be some limited use of American auto insurance while along the border in Mexico, however it is vital to understand that Auto Liability insurance in the United States or Canada is not valid in Mexico.

There are various places to look for Mexican auto insurance; including the border itself, but for the best coverage and rates with the most appropriate solutions, comparing rates online is your best bet.

When it comes to comparatively shopping for insurance, the internet is one of the best tools. When you purchase insurance online, you can save time and money, while buying your policy from a vendor along the border is hit or miss.

Some people are under the impression that their domestic auto insurance covers them while traveling into Mexico. On the contraryin fact, without proof of Mexican auto insurance or a large amount of cash to pay for damages, many travelers have wound up in Mexican jail.

It can be extremely costly to clear up an innocent mistake and gain your freedom. To avoid this problem, be sure to have your Mexican insurance certificate in your vehicle at all times and keep a smaller copy (ID card) in your wallet. Should an accident occur, the authorities are not likely to be sympathetic about your situation if you do not have handy proof of coverage, and if you vehicle is stolen, how would you know who to call without the ID card in your wallet?

This is a true story. The name has been changed. Michael Hernandez understands the importance of keeping the proper insurance in Mexico; he bought a number of day trip policies. Eventually, he decided to save money by purchasing an annual policy through mexicaninsurancestore.com.

Many Americans forget or do not comprehend the dire consequences that can arise from car accidents in Mexico, even though it is just as likely a possibility to become involved in a car accident on either side of the border. Mexico is a friendly foreign country, but without the proper documentation, even a fender bender may involve more than you realize.

To purchase the right type of Mexico car insurance and coverage, you must clearly understand the type of policy you need. Rather than the rush or even the wait, making a purchase along the border, you can do the research required here online. It is fast and easy while saving you time and money.

If you're going to Mexico for any period of time, take a few minutes and purchase the right Mexican auto insurance policy. If you should ever get into any type of altercation or accident, you'll be very grateful that you did. The aforementioned Michael Hernandez did get into a "fender bender" once he crossed the Mexican border, and he thus encountered the Mexican police.

As he pulled out all of his daily policies, he found that all of them had expired. Unfortunately, he forgot to carry his annual policy certificate with him, and he was thrown in jail. Fortunately, he was able to reach his wife, who sent a copy of his annual auto insurance policy for the police's information. Therefore, even though he spent six hours in a Mexican jail waiting to make his phone call, at least he did have that insurance policy; if he had not had Mexican auto insurance, it could have been much worse.

When you are researching Mexican coverage, you'll need to make sure that you're getting the right type of coverage. This is why you'll need to purchase the policy before you get to the border, so that you know the type of policy you're getting and what it covers. Unfortunately, you can find yourself in rather dire circumstances if you get the wrong kind.

If you are driving into Mexico, take the time out to purchase a valid and recognized policy before you go. Believe me, you won't regret the little time you spend and you'll have extra peace of mind while on vacation.